SBA Financing
SBA Financing Pre-Qualification Guidelines
Our SBA loan program provides flexible financing options for real estate, business acquisitions, partner buyouts, and refinances. We guide you through the process, ensuring you meet eligibility requirements and navigate the necessary steps for approval.
To pre-qualify for SBA financing, the following general underwriting criteria must be met:
-
Minimum of 2 years
-
Applicants must have good personal credit
-
Must show a Debt Coverage Ratio (DCR) of 1.15x for the most recent tax year and the current year
-
Revenues and cash flow should be stable or improving
-
10% for Real Estate Purchases
10% for Business Acquisitions
0% for Partner Buyouts
0% for Refinances
Contact Us to Get Started Today!
Talk to a real advisor—wherever you are. We offer personalized guidance and access to a wide network of commercial lenders across the U.S.